![]() Though there are many, I would like to highlight the things below. ![]() Throughout our conversation, he mentioned many valuable tips on how one can reach financial freedom. For him, the essence of financial freedom lies in having enough financial resources that you can do the things you love and you’re passionate about. Most of us think that financial freedom is all about making money. You’ll be amazed to hear his personal experiences and inspired by the values that made him what he is today, so let’s dive in! The Keys to Financial Freedom Today, I have the pleasure of speaking with Kevin O’Leary - Mr. He met a man who had a strange idea for a software product – an idea with huge, high-profit potential that Kevin immediately recognized.Īfter years of ups, downs, sacrifices, challenges, and lessons learned - not to mention a critical phone call that nearly cost him everything - the opportunity that Kevin saw eventually turned into a computer software giant that was acquired for more than 4 billion dollars.Īfter his extraordinary success at the software company he founded - and a difficult period of obstacles and legal disputes - Kevin eventually found himself on television, quickly becoming a sought-after host and personality on a range of shows - including Discovery’s Project Earth, CBC’s Dragons’ Den, and ABC’s Shark Tank - earning the name, “Mr. Not long after he finished his MBA, Kevin had a meeting that changed his life forever. These became Kevin’s core philosophies and the pillars upon which he would one day build his empire.Īs a university student, Kevin’s innate business sense led him along several different paths – including some very unusual, very entrepreneurial ways of making a profit. She taught him key business and financial insights from an early age. Kevin learned most of his business intuition from his mother. The combination of Kevin’s mother’s family heritage as merchants and his father’s Irish charisma truly meant that O’Leary was born for business. Kevin O’Leary was born to a middle-class family in 1954. If you’re ready to jumpstart your financial journey right now, let’s get started! Who Is Kevin O’Leary? ![]() With years of working with CEOs and other investors, he’s earned a massive wealth of knowledge on how to reach financial freedom. Kevin O’Leary is truly an expert in money matters. Lastly, we went deep into Kevin’s conviction on the importance of telling the truth, particularly in building businesses. We also got up close and personal talking about relationships and money. In this episode, Kevin shared his wisdom and expertise on how everyone can achieve financial freedom. ![]() You probably know Kevin as an investor on the Emmy award-winning show Shark Tank. I’m glad to have Kevin O’Leary here with us! My guest for today is an expert when it comes to achieving this kind of freedom. The good thing is that more and more people are willing to share their knowledge and expertise to help us achieve the financial freedom we desire. Some of us lack the drive to work hard on it, some think that it’s important but have negative feelings about money, and others are just clueless on what they need to do to get it. There are many reasons why this isn’t possible. However, the reality is: not all of us can reach financial freedom.
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But while men’s clothing is big moolah and smart branding in the world of retail right now, this isn’t your garden-variety menswear capsule. Williams’s new capsule more formally taps into this energy, encouraging guys beyond the couture client and hip-hop bases to get a little more experimental. They’re improvising, and they’re wearing it in other ways.”Ĭhanel has found male fans outside of the well- styled world of hip- hop I actually just bought one of my clients aĬhanel belt- the chains that say ‘Chanel’- my client is gonna wear it as a crossbody…. “Guys are wearing more accessories,” Wesley says, and Chanel is clearly recognizing that. (Marc Jacobs, a true fashion fanatic, demonstrated the look perfectly on Instagram last July.) It all makes a certain kind of sense: most of Coco Chanel’s designs were borrowed from menswear, after all. The brand’s couture shows are well-attended by young male customers who pair a Chanel tweed jacket-very fitted-with high-heeled Tabi boots, one of the brand’s famous 2.55 bags worn clout pack-style, and fistfulls of costume jewelry. Why are these men drawn to Chanel? “Because it’ s rare,”Ĭhanel has also found male fans outside of the well-styled world of hip-hop. ![]() Because every other guy is gonna want that piece that you’re wearing, but they can’t find it because it’s not in their size.” The fact that Chanel is known as a womenswear brand adds another layer of rarity: “When you have a brand like Chanel, that is so prominent, that is a big stamp in fashion-not just men’s, but womenswear-and a man can pull it off? I mean, that’s like the ultimate prize. “No one else is wearing it.” And that’s how rappers want to get dressed right now: “Alright, so everybody’s wearing this, so let me find something that no one else is wearing,” Wesley says. ![]() Why are these men drawn to Chanel? “Because it’s rare,” Wesley says. Wesley is regularly in contact with boutiques that have accounts with Chanel-Jeffrey, the New York boutique with an Atlanta outpost, is a go-to-as well as the standalone Chanel stores.Ĭhanel has emerged as a coveted name in menswear For many, particularly Thugga and Future, the Chanel plug is Bobby Wesley. “Contact An Advisor,” as the brand’s e-commerce-free website suggests. But they don’t get it by hunting through the racks like a real housewife, nor do they inevitably, depending on how much you believe in the Chanel mythos-Chanel has emerged as a coveted name in menswear in the past few years, particularly in hip-hop. Of old-fashioned thinking: It’s all great stuff for guys, whether you’re in Miami or just running errands. (Williams had teased the collection in a performance at the brand’s reprise Cruise show last October.) Williams says it’s gender fluid, and it includes hoodies, graffitied sneakers (“Women will save the world,” they read), very now shield sunglasses, loafers, bucket hats, jewelry and more in what the house calls “the colors of optimism.” All of it reads “CHANEL - PHARRELL,” as if these are now the two genders. Read more at: Pharrell Teases His Latest Chanel Collaborationīehind CHANEL’ s Chic, Discrete, and Very CHANEL Move Into MenswearĬhanel announced its first capsule collection in the brand’s luxurious century-long history, made in collaboration with longtime fan-of-the-house Pharrell Williams. I find a silhouette that I like, that I’m inspired by… and that becomes my look for like, 6 to 8 months… I’m a creature of habit, and I wear seemingly the same shit… until I’m inspired by something else and then I completely get rid of everything else.” Of his style, Pharrell says, “I don’t have a style as much as I have tendencies. Pharrell and Chanel have been working together for a while now – the interview was filmed the day after he walked the Chanel Métiers d’Arts show back in December, when Lagerfeld was still with us. In the “24 Hours with Pharrell” video above, Pharrell discusses his style inspiration, as well as what it was like creating the collection alongside Karl Lagerfeld. The Chanel x Pharrell pieces seen in the article include green and blue “Pharrell” iterations of Chanel’s signature round sunglasses a white sweatshirt with “Chanel Pharrell” in red on the chest a white shirt a yellow hoodie with whimsical Chanel branding a soft, green tote bag a blue side bag possibly constructed from suede, with a quilted panel and finally, custom Chanel x Pharrell sneakers. ![]() In the latest issue of GQ France, Pharrell Williams dives deep into fashion and feminism while providing a first look at his upcoming collaboration with Chanel. It looks attractive thanks to its good and clean design lines, as well as its impeccable workmanship. This model comes with a good first impression. 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Water – You may or may not need a tablespoon or two of water to moisten your dough.Egg – This helps to bind the treats, just as it would in regular baking.Banana – Naturally sweet, it’s a tasty addition to the dog cookies.Even a small amount can hurt them, so please read the label. That is a sugar substitute and is extremely toxic for dogs. However, please make sure that it does NOT contain xylitol. Peanut Butter – Any brand of peanut butter will do.You can also bake these treats and store them in the fridge or freezer. Make ahead – You can make the dough ahead of time and bake the next day.Inexpensive – A batch of homemade peanut butter banana dog treats is less expensive than a bag of store-bought treats.Quick & Easy – These 4 ingredient dog treats are done from start to finish in about 30 minutes.Questions? Please see disclosure for info. If you make a purchase through one of the affiliate links, I make a few pennies at no extra cost to you. Peanut Butter Banana Dog Treats are sure to be a new favorite! ![]() If you’d like to skip straight to the recipe, use the jump to recipe button at the top of the post.įor ease of browsing, you can find all of my dog treat recipes in one place. Read on for this info as well as the recipe. I’ll give you variations and substitutions where I can, plus helpful tips and tricks for success. Your pup may also like my banana dog treats or my pumpkin peanut butter dog treat recipes. Plus, you can customize them to your dogs personal tastes. Homemade dog treat recipes are easy, and less expensive than store-bought. This easy 4 ingredient dog biscuit will be your pups new favorite snack. These doggie treats are best enjoyed within four days.Homemade peanut butter banana dog treats are super simple and ready from start to finish in about 30 minutes. Refrigerate biscuits in an airtight container. Place the remaining biscuits on top and press gently. Assemble the biscuits: Once biscuits are completely cool, spread the frosting onto the bottom side of half of the biscuits.Prepare the frosting: With a hand mixer, whip the cream cheese, honey and vanilla.Remove cookies from the oven and let set for 5 minutes before transferring them to a cooling rack. Baking time varied depending on the size of cookie cutter used. Place the biscuits on a cookie sheet lined with parchment paper and bake for approximately 20 - 30 minutes or until lightly browned. Roll dough into ¼-inch thickness and make cut outs using your favorite cookie cutters. Work in additional flour as needed until the dough does not stick to your work surface. Turn the dough out onto a lightly floured work surface.Add the egg mixture to the oat mixture and mix until combined. Using your fingers or a pastry blender, work the butter into the dry ingredients. In a large mixing bowl, combine the oats, 2¼ cups flour, cinnamon, ginger and baking powder. ![]()
![]() Just one point on the burger was it had a bit too much of a buttery flavor to it for me but not off putting. The accompanying fries were not just regular fries but had a very nice texture and crunch to them. Also had the Garden Smash burger, wow, very nice flavor with the wagyu beef and a smashed burger cooked to perfection. Become Server at Hotshots Sports Bar & Grill Hotshots Sports Bar & Grill servers and bartenders are the hosts of the party bringing the Hotshots experience to life while serving high quality eats and drinks each and every day Hotshots servers have a 'girl next door' personality, offering a playful and energetic. The dogs we tried were very nicely presented on a stand and the taste along with the toppings etc were really good. The food is awesome, gotta try the Toasted Ravioli Amazing Great drink specials and a fun atmosphere. While there are several options for hot dogs in the area Sumo Shack will for sure be if not top of the list then close to it whenever we have a craving, and not just for hot dogs. Delivery & Pickup Options - 71 reviews of Hotshots Sports Bar & Grill - Mooresville 'This is THE SPOT in Mooresville for great food and drinks Great service from a staff that clearly cares. ![]() "Finally had the chance to check this place out and was very satisfied with doing so. View the online menu of Hotshots Sports Bar & Grill - Mooresville and other restaurants in Mooresville, North Carolina. This is a review for burgers in Mooresville, NC: What are people saying about burgers in Mooresville, NC? ![]() NeedyMeds is another great resource for PAPs for all medications, not just those for MS. It also provides the contact information and direct links to the PAP websites, which you can use to review more about specific programs. The National Multiple Sclerosis Society offers a list of different PAPs for MS drugs. Gilenya Go Program - For Gilenya by Novartis. ![]() Check the PAP’s website for the most up-to-date information.ĭifferent medications for MS have PAPs. Sometimes, certain medications or specific doses of that medication will be offered through a PAP, but then not offered at other times. PAPs may cover brand-name or generic medications. If you have private insurance, do not qualify for PAPs, and need help paying for your brand-name drugs, you may search for copay cards for your medications at. However, these savings programs are usually only for brand-name drugs and are only for people who are enrolled in a private health insurance plan (not Medicaid or Medicare). Copay cards and savings programs are also forms of financial assistance issued directly from drug manufacturers. PAPs Are Different From Copay Savings Programs Oftentimes, doctors and even pharmacists won’t know about these programs, so you must research them to see if you qualify. There are more than 375 PAPs in operation in the United States, and every year, they provide $13 billion worth of medications to people who have trouble affording them. Prescription assistance programs are programs offered directly by pharmaceutical companies to help people who need help paying for their prescription medications. One option for financial assistance regarding MS treatment is through programs that offer support paying copayments for prescription medications. Whether or not you have health insurance, patient assistance programs - also called prescription assistance programs or PAPs - may provide financial assistance to help you afford expensive MS medications. These drugs are very effective and well-tolerated, but they can also be very costly. Many new MS drugs are classified as disease-modifying therapies, and they focus on preventing disease progression and relapse. Medications for multiple sclerosis (MS) can be difficult to afford, no matter your financial situation. ![]() The fund having Sharpe ratio higher than the category average shows that the fund manager delivered higher returns for the extra risk taken.Ĭonsider two equity funds A and B having a standard deviation, i.e. Using the Sharpe ratio helps to ascertain whether the fund is giving higher returns on every additional unit of risk taken. ![]() The risk is measured with the help of standard deviation. As per risk-return tradeoff, a higher degree of risk should be compensated by a higher level of returns. Instead of looking at just annualised returns, look for risk-adjusted returns of the fund. Look for index funds that fit your budget - these are relatively cheaper and deliver returns equal to the underlying benchmark returns. If returns delivered by your expensive fund are not in line with the amount of fee charged, you may try passive investing as well. Investing in direct plans of mutual funds, instead of regular plans, can save you loads on commissions. Direct plans of mutual funds come at a lower expense ratio which translates into higher returns. The same mutual fund is available as a direct plan and a regular plan. Always look for a fund that offers similar returns at relatively lower expense ratio. So, the higher the expense ratio, the lower would be your take-home returns. ![]() You need to check the expense ratio of mutual funds before finalising on a given fund.Įxpense ratios are charged out of the fund returns. As per SEBI guidelines, the fund houses cannot charge more than 2.5% of the fund’s average asset under management (AUM). Compare Fund Expense RatioĮxpense Ratio is the annual fee charged by the fund for managing your investment. Moreover, during a slump, if it lost 8% returns while the benchmark lost 10% returns, then the fund has done well. Suppose a fund has delivered a performance in line with the expected returns consistently during a market rally is a good one. Compare fund performance across different time intervals and business cycles. Look for a fund that has a relatively longer fund history say 5 to 10 years. Compare Fund historyĪ mutual fund’s real worth can be understood only during unfavourable market phases, and a fund history can validate that. Compare its performance with a broad-based index like Nifty 50. Let’s take the case of a Large-Cap Equity Fund. Using the wrong yardstick will only give misleading data. It should always be an apple-to-apple comparison. When you compare, use a fair and appropriate benchmark. You may start by comparing the performance of a fund against the benchmark. Compare Mutual Fund Performance against a Benchmark ![]() You can also apply this to invite only Multiplayer games in a Minecraft world. These game rules also apply for Minecraft Pocket Edition. Scroll down Cheats and select " Keep Inventory".Scroll down to " Cheats" and " Activate Cheats" to enable cheats in the game.Go to the Main Menu and select " Settings".If you are using a Nintendo Switch, PlayStation, or Xbox, you are using the Bedrock Edition of Minecraft, not the Java Edition. ![]() The game rule will be accepted if it shows " Gamerule keepInventory is now set to: true".Type in the command " /gamerule keepInventory true".Open the chat window by pressing the key " T".In this case with keeping an inventory, all you have to do is: Game rules can be easily changed if you know exactly what to type, and if cheats have been enabled. Scroll down to " Allow Cheats" and " ON" to allow cheats into the game.įor Minecraft Java Edition, which is across all PC platforms, there is a game rule that allows you to keep inventory.Players will need to either open the chat and then. How to Turn on Keep Inventory in Minecraft Make Sure Cheats are Enabledįor any Edition of Minecraft, whether it is Bedrock or Java Edition, make sure that cheats are activated in the world by: A player using the setting keep inventory true (Image via Minecraft) Thankfully, the command used to turn to keep inventory on is quite simple. Especially, if you lose your entire inventory with Explorer Maps and Diamonds! That is why we have provided below the best advice for how to keep your inventory when you die, even after death! Let's take a look at each way this can be completed. Whether you are deeply lost inside a Minecraft Cave or are adventuring far away from your survival base, it is always a game killer if you suddenly die from falling, a creeper, or other aggressive mobs. ![]() When we bought our condo, the builder planted spirea bushes in front of all of the houses in the neighborhood. ![]() He has served as a member of the Technical Advisory Panel for the National Organics Standards Board of the USDA and is currently a board member of OMRI (the Organic Materials Review Institute). He has written five books, hundreds of articles for trade journals, and speaks regularly at association conferences for professionals involved in both agriculture and horticulture. He has studied natural soil system dynamics for close to 30 years and is considered one of the foremost authorities in the country on organic land care. Paul Sachs is founder and managing member of North Country Organics, a Bradford, VT- based Manufacturer and supplier of natural land care products. The larger larvae are usually evident in spring and summer and they are harder to control. Beetles that lay eggs in summer produce young, smaller larvae in late summer/early fall. Moles eat earthworms as well as grubs, and sometimes their tunnels result from mating activities rather than grazing.Īll grub controls are more effective at the earlier grub instar stages. When determining the timing of any control, be aware that evidence of moles is not necessarily a sign of grubs. The greater the number of grubs, the faster the disease will spread. Milky spore cannot be effective if there are too few grubs to spread the disease. It is much easier to apply but must be applied three times a year for two years as opposed to just once. Some newer formulations allow for application through a drop spreader. Milky spore powder is typically applied in a matrix pattern, a teaspoonful every four feet in rows four feet apart. ![]() If milky spore powder is applied to frozen ground, it may wash away during heavy rainfall. The spore is a dormant organism, and it only becomes active after a warm Japanese beetle larva has ingested it (larvae are cold blooded and may not activate a Bp spore if ingested by a grub that’s not warm enough). Timing with milky spore is not as important. Applying after rain or irrigation is best. Nematodes move through soil moisture and can migrate easily into a moist soil. They don’t usually need to be watered in but should not be introduced to a dry soil. Applying them on a cloudy day is fine and during rain is ideal. Nematodes should be applied early morning or early evening to avoid direct sunlight. In fact, timing is important regardless of the control you choose. For this strategy to work, the repellent must be applied before the beetles arrive, which requires some knowledge of the pest’s life cycle. ![]() Products containing garlic, pepper, or other repelling extracts can persuade adult beetles to oviposition elsewhere. The Importance of TimingĪnother grub control strategy that may work is to repel adult beetles before they lay eggs. Heterorhabditis are asexual and one can multiply by itself. are sexual and at least two need to enter a larvae to multiply. They can still infect and kill larvae but cannot multiply. If, however, they are exposed to direct sunlight for more than a few minutes during the application phase, the UV light will sterilize them. Nematodes multiply inside the grub host from one or two to hundreds of thousands in just a few weeks. When larvae are infected with Heterorhabditis, they usually turn shades of red. These nematodes can be found much deeper in the soil than Steinernema and may be more appropriate for controlling scarab larvae. are typically hunters that can track grubs by following trails of exudates. Steinernema spp., for example, are typically an ambushing strain and dwell closer to the soil’s surface than Heterorhabditis spp. The species of nematode applied is also an important consideration. If nematodes are applied only once and hot dry conditions persist after application, they may have to be re-applied at some point. There is no data available, however, that suggests how long they will last. If nematodes are applied once or twice per year, there is evidence that their populations begin to sustain themselves after two to three years. Nematodes may be the only natural option available to you. There are species of Bacillus bacteria that cause milky disease in other scarab larvae, but they are not currently available. If the grubs in your lawn are identified as chafers or any species other than Japanese beetle larvae, Bp probably won’t be effective. ![]() We also received fresh house bread at the start of the meal and that was warm and flaky with a soft interior. The pasta was perfectly done and rich with cheese and fresh Pomodoro sauce. He timed the request in such a way that the food would be ready when we were done with our meals.įor dinner, we ordered the parmesan truffle fries as an appetizer (savory and crispy fries at a great value for that dish), the house salad with Mediterranean dressing on the side (fresh and well prepared), the Pomodoro ravioli, and a Margherita pizza. He was accommodating from the start when we asked about ordering a couple. We sat at a table in the bar area and were served by Brandon who was a thoughtful and attentive server. My husband and I had a delicious meal with excellent service. 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